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EFFECT OF RISK MANAGEMENT ON THE PERFORMANCE OF SELECTED COMMERIAL BANKS IN ENUGU
ABSTRACT
This study focused on the effect of risk management on the performance of selected commercial banks in Enugu State, Nigeria. The Commercial banks were selected on a cross sectional basis. The work evaluated the link between risk management and bank performance. The study is relevant because of the growing importance of risk management as the economic environment changes in the face of intense competition, rapid innovation in financial markets, application of technology and the globalization of financial markets. The study utilized survey research design because of the type of information needed. Structured questionnaire was used to collect data for this work and Chi-square statistical approach was used in testing the acceptability or otherwise of the hypotheses formulated. The results showed that effective risk management significantly affects the performance of banks. Based on the findings, it was recommended that banks in Enugu state, Nigeria, should enhance their capacity in risk management by devising effective and efficient process to identify, measure, monitor and control risks while the regulatory authority should periodically review the operations of banks to ensure they comply with relevant provisions of the Bank and Other Financial Institutions Act (BOFIA 1999) and prudential guidelines.
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THE EFFECT OF IRREGULAR PAYMENT OF WORKERS SALARIES ON PRODUCTIVITY OF WORKERS IN OYO STATE (A CASE STUDY OF IBARAPA EAST LOCAL GOVERNMENT, ERUWA)
ABSTRACT
This study gives a suitable detail on irregular payment of workers salary in Ibarapa Local Government; their pay as these also determines their work performance. The work entails how workers in Oyo State can be motivated through their pay work needs to more effort in their performance. There are some commissions set up by government to look into the salary system of workers. The commissions come up with re commendation towards improving the salary structures of workers. Salary is determined by some factor which has to consider in the payment of workers. In handling our topic, we have framed it into five chapters. Chapter one bordered on introduction, which contains background of the study, research questions, statement of problems, significance of the study, scope of the study, limitation and definition of terms. Chapter two concentrated on literature review which is made up of introduction. Chapter three dealt on research design and methodology. Chapter four centered on presentation and analysis of data which contains introduction, presentation of data, analysis of data, and interpretation of result, and lastly, chapter five is summary of findings, conclusion and recommendations.Buy via WhatsApp Compare