2021 final year project research topics and materials, Download Free final year Project Topics and Materials PDF & Doc in Nigeria. Get National Diploma (ND) for polytechnics, college of education, universities, Higher National Diploma (HND), Undergraduate, Masters, PhD Works & degree. Hire a professional writer (projects, thesis, journals, assignments), a paraphraser to rewrite research. Get the best data analysis for Qualitative & Quantitative data, using any package (SPSS, RStudio, eviews, Stata, JMP, OriginPro, GNU Octave, matlab, microsoft excel, Minitab). We also offer plagiarism checker using Turnitin. Hire a web developer
In this world of competitive resource application and technological development, the banks have been totally computerized. This project work Design and Implementation of computerized banking system is concerned with the analysis and design of a computerized system aimed at supporting the whole banking operation provides an interface which enables the user or the customer to lodge in money into his or her account and make withdrawals as the need arises. It will also provide the basis for the implementation of computerized banking transactions. A development which made most banks and other financial institutions more responsive to changes and imperative to adopt the latest art of technology is for the purpose of maintaining operational efficiency as a means of warding off competitive threat, and also to improve on the security measures, checkmate fraud and error, to increase the speed of transaction and improvement of customers convenience by reducing barriers to entry into payment systems. At the end of all, the system proposed is better, calculates faster and is reliable. This enhances operations and level of commitment to customers.
1.1 THE OVERVIEW OF THE STUDY
Banking has come a long way from the time of ledger cards and other manual filing systems. Most banks today are computerized to handle their daily voluminous tasks of information retrieval, storage, and processing. Irrespective of whether they are automated or not, banks by their natures are involved in all forms of Information Technology and Management on continuous basis Molina, 1997.
Banks play their significant role in any economic system. They are financial intermediaries involve in transfers of funds within and outside the country. Banking sector is getting competitive every day. Quantity, speed, efficiency and innovations are the main points on which quality programs are designed. All banks are engaged in same basic banking activities but it is the way of delivery of services that distinguishes one bank form the other. All banks worldwide are considering quality in the strategic management. Taking a proactive stance against privacy invasion could help stave off government intervention in passing legislation to create tighter controls over what can be done with an individuals personal data. The development of computerized banking system, however, involves a substantial amount of work, which ranges from collecting sufficiently large number of data items. Computerized banking system uses computer technology to relieve the consumer of the paper based and time consuming work. Computerized banks have started utilizing powerful computer networks resources for automating large numbers of daily transactions, which minimizes the time consuming manual paper work and giving access too many different banking services to its clients instantly, on demand, at home or at work. With the help of computerized banking, one can have access to money and banking functions anytime and anywhere, even where there is internet access Renom, 1997.
This technology has seen a tremendous increment in the usage, as more and more big national banks and various other banks in smaller regions, have started some form of computerized banking to provide conveniences to their customers and to themselves. According to Wainer, 2000, the computerized banking mechanism is fast and secure compared to the traditional banking operations because of automation of the manual aspects of banking practice, which is time consuming.
United bank for Africa was incorporated on February 23, 1961 and was the first of the International Banks operating in Nigeria at that time to be registered under Nigeria Law. However, the Bank has its antecedents in the British French bank which itself metamorphosed from Banque National Pour Le Commerce ET L Industries, BNCI, and Paris, established in 1932. UBA has 258 branches and cash offices and agencies in Nigerias major commercial center, state capital and the federal territory, including two offshore branches in New York and grand Cayman Island. UBA retains the unique status of being the only Nigerian Bank with a presence in the United States of America. The New York branch acts as one of UBAs overseas correspondent banks. Others major correspondent banks are Bankers Trust USA and Banque Nationale de Paris UK and France. A tradition of trailbrazing. In 1963, UBA became the first bank to introduce Mobile Banking services in Nigeria. In 1986, UBA became the first to introduce a Cheque Guarantee Scheme known as UBACARD, a forerunner of Easy Card which has recently replaced the electronic payment card, UBA Val Card. Today the bank remains in the forefront in the application of technological innovations in banking. It is one of the largest agents of monogram International for award international money transfers. UBA Connect TM provides a window for online global banking. In 1998 UBA became the first Nigerian Bank to have its shares placed abroad through a global depositary Receipt GDR program. UBA thus has a more international and diversified shareholder base than any other Nigerian bank.
UBA Capital and Trust, one of UBAs subsidiaries, handles specialized services including Asset Management , retirement and Pension, Executorships of wills, trust ship services etc. Nominee, custodial and share registration services are provided by UBA Securities services. An aggressive business promotion strategy has earned the bank an enviable position in the banking industry. Due to the competition in the banking sector, banks are mapping up the best strategy to meeting up the global challenges. UBA is one of the new generation banks in Nigeria that has one or two branches in each States of the Federation of which Enugu Branch is my case Study. From the studies carried out, their initial means of transactions was manual, to automated system then to computerized system which lacked some feature such as account to account transfer of different customers, instant messaging. This study focuses on total elimination of the manual means of transactions through the addition of more features in computerized system of banking. Effective adoption of computerized banking system, error rate, paper work, inefficiency, inconsistency which has been the features of manual means of transaction will drastically reduced or totally eliminated.
1.2 STATEMENT OF THE PROBLEM
In banking industries today, queuing has become the order of the day, customers line up for hours waiting to withdraw or deposit money. This creates a lot of problem to both customers as they waste their useful time in the baking hall. The management also wastes their time as they run around to find solution to their problems. Also it is observed that customers cannot withdraw money any time they want as banks has their working hours. This is a big problem as needs can arise at any time and human beings will always like to have those needs solved. Also money deposited into accounts at times takes some hours to reflect in the persons account balance hence making banking operations slow and unhealthy for business growth.
1.3 OBJECTIVES OF THE STUDY
The project has been planned to have the form of distributed architecture, with centralized storage database to improve on the speed and effectiveness, efficiency and conveniences in business transaction. The standards of security and data protective mechanism have been given a big choice for paper usage. The application takes care of different modules and their associated reports. The only online transactions the customer can do are cheque book requisition and fund transfer among his personal accounts. Provide administration to control and monitor various transactions. The study and subsequent design and implementation of this program will be of immense use to the organization, the administration and the customers in realizing the speed, efficiency, effectiveness and convenience. The program takes care of those factors that militate against the smooth running of the organization using the computerized system services. Better still scholars who intend to carry out subsequent research could have this as base from where improvement could be made.
In a nut shell therefore, the following are the major objective of this work:
To provide fast services, this reduces the queue in the banking hall.
To provide an easy to operate system for the bank staff.
To build a one time entry for customer details in the system.
It requires minimum staff for easy operation.
It reduces room for errors which might be caused by staff.
To provide a minimum saving tie for customer and also staff.
The system provides automatic calculation for accurate results.
The system reduces the time normally spent trying to save data.
A calculation like interest or rate is very fast and accurate under this system.
1.4 LIMITATION OF THE STUDY
The development of this work was not an easy task, the areas of sourcing for information and data collection was a challenging one. The materials apart from the one sourced from the internet were not easy as most information were journals that requires subscriptions in order to have access to it. Also gaining access and interviewing of various heads of their staff was not an easy one, most time I went, they are busy attending to customers. Again lack of sufficient funds to conduct an extensive study was another handicap. More so I found at that banks go through a lot in order to get a system which not only should be secure but also offers many order services as to the satisfaction of the customer. The financial implication as this project is concerned gulped money.
1.5 THE SCOPE OF THE STUDY
The application of this software is not only limited to banks alone but can be used equally by government establishment, cooperate organization and individuals to efficiently pilot the affairs and its management.
1.6 SIGNIFICANCE OF THE STUDY
The purpose of this project is to magnificently improve on the manual means of transaction in the banks which has lead to low output, customers dissatisfaction, inefficiency, inconsistency, error and poor storage data and information to computerized means of transaction system.
2021 Computer science Project Topics and Materials PDF & Doc in Nigeria. Get National Diploma (ND), Higher National Diploma (HND), Undergraduate, Masters & PhD Works. Hire a professional writer (projects, thesis, journals, assignments), a paraphraser to rewrite research. Get the best data analysis for Qualitative & Quantitative data, using any package (SPSS, RStudio, eviews, Stata, JMP, OriginPro, GNU Octave, matlab, microsoft excel, Minitab). We also offer plagiarism checker using Turnitin.