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Impact of electronic payment system in Nigeria financial institution

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Abstract

This study was informed by the doubts as regards the Impact of Electronic payment system in Nigeria Financial institutions. Therein, the recent evolution of electronic money poses interesting questions for policy makers all over the world. This work also seeks to evaluate the policies of the Central Bank of Nigeria as well as to proffer valuable recommendations on the execution of the e-payment initiative in Nigeria. The study presents significant recommendations such as availability and sufficient and well-functioning infrastructure facilities, regular assessment of the performance of electronic payment channels individually and collectively consideration of the present structure of the economy redesigning of the monetary policy framework towards economic growth, whilst managing inflation. In conclusion, the shift towards electronic payment in Nigeria seems to be beneficial though, it comes with a high level of concern over security and management of cost savings resulting from its implementation. Keywords: Electronic Payment, Central Bank of Nigeria, Monetary policy, Nigeria financial Institution.

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