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Abstract

The basis of this study is centered on the issue of mobile banking services in the Nigerian banking sub-sector, their issues, problems and prospects. Mobile banking services are services where a person can perform transactions anywhere at any time without necessarily facing the challenge of queuing in bank halls and office protocols. Mobile banking helps to transfer funds easily, clear cheques from anywhere in the world, with mobile banking services the workload on bank staff will reduce greatly. Mobile banking reduces the rate of fraud, forgeries and other financial crimes, at the end of the work, recommendations were made on how to enhance the use of mobile banking services in Nigerian banks.

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