Description
Management of bank liquidity as a tool for viability and profitability – a case study of First bank Nigeria plc, Warri.
Abstract
Management of liquidity as a tool for viability and profitability is necessary for the banking industry to meet up customers’ demand and obligation financial and legal reserve requirements, gain the confidence of investors and the public at large. Banking has always been the act of borrowing out short and long terms. The borrowing of short and long terms is essential to the growth of business in the process, however, liquidity risk is incurred. This arises from the obvious inevitable mismatch therefore adequate liquidity is required to manage the risk. Achieving liquidity was once a simple matter of selling short-term assets. Today, for many big banks, it is primarily a matter of managing the maturity structure and the liability portfolio and issuing new debt to meet increments funding needs. The purpose of this project is to see how effective and efficient management of bank liquidity leads to viability and profitability..
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