Description
Abstract
The purpose of the research work is to carry an investigation on the“effectiveness of financial regulation in the banking industry” first and foremost, the research work reveals the university acceptable definitions of what is actually meant by financial regulation. To achieve the purpose, the following objectives are defined: definition of financial regulation, the impact of the regulation on the bank. This project also stated the mission of Guarantee Trust Bank plc which includes meeting its customer”s needs across the nation and beyond by providing the best banking services available. The historical background was discussed. This project also talks about regulation and supervision in Nigeria, financial regulations, deregulation of the banking industry, implementation and monitoring of regulations framework, the effect of regulation on economic development. The method of data collection and statistical method was seen in chapter three. The questionnaire began with personal data of all respondents followed by specific question based on the hypothesis. Conclusively in the monetary authority has intervened extensively in the Nigeria Banking Industry. And also, the researcher made some recommendations which include that the regulatory and supervisory authorities should carry out intensive and efficient supervision of the banking.
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