This project is on Issues and Challenges of Retirement of Civil Servants with case study of Kogi State Public Service. The research work is divided into five chapters with each chapter linking each other. The objectives of the research include: to investigate the issues and challenges in retirement as they affect civil servants in Kogi State. Two methods of data collection were used i.e. the primary and secondary sources of data and the data was analyzed using simple percentage method for easy understanding. The findings revealed that most civil servants are troubled and worried about retirement and because of that, old men who are due for retirement refuse to retire by cutting down their age. At the end of the research work, it was recommended that The Workers themselves should learn to plan before retirement so as to avoid the fear of retirement.