Description
Abstract
This study examines the Appraisal of Loan Syndication in Nigeria Banking Industry. In this study, some of the problems were stated that Banks are often times exposed to higher liquidity risk via syndicated line of credit and syndicated loan is expensive and involves many administrative works. The objectives of this study are to find out the effect of loan syndication on banks assets and to examines the effect of banking guideline on loan syndication in commercial banks. This adopts survey Research design in which relevant data collected through questionnaire among 20 operational staff of the banks Chi-square was used in testing the hypothesis at 5% level of significance. The finding shows that loan syndication does not enhance the profitability of banks. Finally, recommendations were made based on the findings of the study that in other to ensure that the borrower fulfills the loan syndication contract agreement, banks should try to obtain all information required.
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